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Fifty Financial Tips (Part 4)

Posted on Nov 30th, 2009 at 2:16 PM

We asked our Stewardship Team to put together a quick list of fifty simple steps we can start considering as individuals and families over the next couple of months as we prepare for a full-scale implementation of the 2010 Radical Experiment. We’re also working on one-day financial seminars as well as extended classes you might be able to attend in order to really begin saving, spending, and most importantly giving sacrificially in the days ahead. In addition to previous posts on getting a godly view of money and planning and simplifying your spending, here’s eleven steps you can consider taking to start cutting back your expenses…

Cut Back Your Expenses
31.    Consider changing your home phone or cell phone plan.  Do you need a land line? Do you need a long distance plan?  Are you paying for more minutes than you use?
32.    Save on energy bills – programmable thermostat, higher during summer, lower in winter, use ceiling fans, wash clothes in cold water
33.    Drive your current vehicle instead of buying a new one.  A new vehicle always costs more than repairing your existing vehicle.
34.    Consider carpooling.
35.    Stop buying bottled water.
36.    Only run the dishwasher when it’s full.  Only run the washing machine with a full load.
37.    Limit your extracurricular activities to a level comfortably within your budget (i.e. children’s sports activities)
38.    Review every utility/household expense you currently have to ensure you are paying only for what you need (internet, cable, phone, insurance).  Get help from a professional that you trust if needed.
39.    Plant a garden.
40.    Eliminating or reduce dry cleaning expense.  Iron your own clothes.
41.    Reduce your Christmas/birthday/gift spending.  Do not buy gifts on credit.  Proverbs 22:7

Comments

Can you please post this list of 50 things in one article?

In an effort to participate with the new Bible and the Operation World book, I have purchased mine off of half.com. I paid less than $5.00 for Operation World including shipping. I would love to have a place where we share ideas and hints on how to save money because so many of us do one or two things and need to know how to expand.

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